HOUSING LOAN REQUIREMENTS you need to get that Dream Home

Eyeing for that dream home? While looking for your dream home, or still waiting for your funds. It is best to check first and complete the needed requirements *But you can also do these after paying your reservation fee*

Here are the usual requirements needed for housing loan particularly HDMF or the Pag-Ibig. Bank requirements were likewise almost the same. Documents needed varies per developer.

Housing loan requirements for locally employed:

• 4pcs 1×1
• Latest Certificate of Employment with Compensation
• Income tax return 2017
• 3 months payslip
• employee statement of accumulated value from pag ibig
• 2 valid government id with specimen signature of principal buyer
• 2 valid government id with specimen signature of spouse if married
• Birth certificate and cenomar/Marriage Contract
• special power of attorney if applicable
• proof of billing
• barangay clearance
• house sketch

.

Housing Loan requirements for Self- employed:

• 4pcs 1×1
• Business permit
• income tax return 2017
• bir receipt paid for the itr 2017
• audited financial statements
• picture of establishment
• employee statement of accumulated value from pag-ibig
• 2 valid government id with specimen signature of principal buyer
• 2 valid government id with specimen signature of spouse if married
• Special Power of Attorney
• Birth certificate and cenomar/Marriage Contract
• Proof of billing
• Barangay clearance
• house sketch

Housing loan requirements for Overseas Filipino Workers:

• 4pcs 1×1
• Latest Employment Contract
• Proof of remittances or three months payslip
• Employee statement of accumulated value from pag-ibig (E-SAV)
• 2 valid government id with specimen signature of principal buyer
• 2 valid government id with specimen signature of spouse if married
• Special Power of Attorney
• Birth certificate and cenomar/Marriage Contract
• Proof of billing
• Barangay clearance
• house sketch
• Consularized Special Power of Attorney
• Departure and arrival entry in ph
• 2 valid government id of representative

Even paying via deferred cash requires minimal documentary requirements. So if you do not qualify for Pag-Ibig or bank loans, you can still get a housing loan if the developer have inhouse financing options. This requires just the basic documents but it also imposes a bigger interest rate.

Interested in choosing your next dream home? Visit Affordable homes at Bahay ni Bunting or http://www.bahaynibunting.wordpress.com

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LUMINA BAUAN – Housing goals you can unlock this 2020!

New Year. New House. New Life.

Bagong Taon. Bagong Bahay.

Still renting? Change your life this 2020! Why rent when you can have your own house for as low as P63/day.

OWN A HOUSE inside a Subdivision with complete amenities!

RESERVE for as low as P3,000!

Enjoy Lumina Bauan community :

📌Covered court

📌Parks and playground

📌Multi-purpose hall.

For more details and tripping schedule, you may contact:

Jenny – 0916-2584161

For other housing locations, Visit http://www.bahaynibunting.wordpress.com

Facebook page:

Affordable Homes at Bahay ni Bunting

Ponticelli Gardens 1 – Vista Alabang

GO LOOK:  Lalique Ready For Occupancy Home!

It’s Time to Move!

🚩Located at Ponticelli Gardens 1,
Vista AlabangCome Home to —

LALIQUE (Ready Home)

Block 11 lot 63FA: 141 sqm ; LA: 131 sqm

Yours at Php 80,000 reservation!

And avail our Christmas promos! 🎄

📌FREE Airconditioning unit all bedrooms
📌FREE Range and Hood

📌FREE minimal landscaping

For Tripping Schedule and reservations,

Jenny – 0916-2584161

Crown Asia Cavite

#GoBeyondHorizons
#LiveTheLifeYouChoose #CrownAsiaCavite

Live your Dream Home at Ponticelli – Daang Hari Road, Vista Alabang

READ: Still dreaming of your perfect home?

STEFANO is one of Crown Asia’s Classic Homes. With it’s Italian inspired look and world class – finishing.

You surely will dream living inStefano.Situated in Ponticelli – Daanghari, Vista Alabang.

This house comes with (4) Bedrooms, (1) Maids Room, Welcoming Living Area, A Spacious Kitchen, Dining Area, Balcony and a an entertainment area.

Come Home to Stefano!
Offered as Fully Furnished!

Schedule your property viewing today!
📲 0922-9405294 (Sun)
📲 0916-2584161 (Globe)

#LiveTheGoodLife
#GoBeyondHorizons

Crown Asia’s Premium – Murano House Model – Ready for Occupancy

Looking for A Ready for Occupancy? We have a perfect deal for you!👍🏼

MURANO is exclusively offered in Crown Asia’s Premium Community, Ponticelli – Daanghari, Vista Alabang.

This house comes with (4) Bedrooms, welcoming Living area, a spacious Kitchen, zen garden and a dining area.

Floor Area: 155 sq.m
Lot Area: 183 sq.m

Come Home to Murano!

Photos credit to Crown Asia

For inquiries and reservation:

Contact:

Jenny 0916-2584161

Email: bahaynibunting@gmail.com

#LiveTheGoodLife
#CrownAsiaCavite
#GoBeyondHorizons

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Welcome home to Lumina Homes!

Finding and buying a new house whether for investment or for your new home is NEVER EASY. There are so many things to consider before buying. But what if I could give you an option to buy a NEW HOUSE for as low as P1,898/month, would you resist to buy????

That is the question I offered to my recent post in Instagram & Facebook which resulted to an instant 3 buyers after just 3 days of posting. THEY GRAB THE CHANCE! I’m going to show you below what property I am talking about.

“Bauan is a lowland town in central Batangas that hosts some mountains and hills. It also houses beautiful beaches, most notably Sampaguita Beach in barangay Sampaguita, located in the westernmost part of the town.

The town is bounded by municipality of San Luis to the north, the municipality of San Pascual to the east, and the municipality of Mabini to the south/southwest. It is also bordered by Balayan Bay to the west and Batangas Bay to the southeast. Vehicles can access the town coming from those towns.” – Wikipedia

Bauan, Batangas Lumina Homes Bauan is located at Brgy. As-Is, Bauan, Batangas.

Accessible via Star Tollway, Bauan is easily reached from business districts and industrial sites like Batangas City and Alabang.

Strategically located in this progressive municipality in Batangas is the 16-hectare Lumina Bauan which houses affordable rowhouses, townhouses, and duplex and single firewall units. This mass housing community is complete with amenities and facilities such as a basketball court, community hall, mini gardens and playground, space for future commercial areas, shuttle service, guarded entrance, and perimeter fence.

Amenities

• Basketball Court
• Community Hall
• Mini Gardens and Playground
• Space for Future Commercial Areas
• Shuttle Service
• Guarded Entrance
• Perimeter Fence

Landmarks

Schools, Universities, and Colleges

• Bauan High School
• St Josemaria Escriva Montessori School
• San Vicente Manalupang National High School
• Bauan Technical High School
• Bauan Municipal Agricultural & Vocational High School

Hospitals

• Bauan Doctors General Hospital
• Bauan General Hospital
• Zigzag Hospital

Places of Worship

• Bauan Bible Christian Church
• Christian Bible Baptist Church
• Our Mother of Perpetual Help
• Holy Family Parish
• Iglesia ni Cristo
• Bauan Seventh-day Adventist Church

Commercial Establishments

• The Plaza At Bauan
• Public Market
• Citimart

Major Road, Streets, and Highway

• STAR Tollway
• Bauan-Mabini Provimcial Road

What we liked most about Lumina Bauan is its location, the subdivision is just along the National Highway wherein you do not have to take tricycle rides to find the property.

There are 3 Model houses you can view at Lumina Homes Bauan, my buyers purchased the Aimee Rowhouses because of its affordable price. It is an ideal investment for your future business of bedspaces or house/vacation rental, or just your stay-cation at Batangas.

THE MODEL HOUSES

1. Aimee Rowhouses

Features:

• Floor Area: 22 sqm.
• Min. Lot Area: 36 sqm.
• 1 Living Area
• 1 Dining and Kitchen
• 1 Toilet and Bath
• Provision for 1 Bedroom
• Provision for Service Area

SAMPLE COMPUTATION
(Pag-IBIG Financing)

Downpayment: Php53,000
Less: Reservation fee: Php3,000
Balance of down payment after reservation fee: Php50,000 payable in 14 months at Php3,572 per month.

Loanable amount: Php450,000
Monthly amortization:
if 15 years to pay: Php3,108 per month
if 20 years to pay: Php2,496 per month
if 30 years to pay: Php1,897 per month

Note:
Sample computation only for minimum wagers. Price and payment plans may change without prior notice.

2. ANGELIQUE-TH

Features:

• Floor Area: 35 sqm.
• Min. Lot Area: 36 sqm.
• 1 Living Area
• 1 Dining and Kitchen
• 1 Toilet and Bath
• Provision for 2 Bedroom
• Provision for Carport
• Provision for Service Area

SAMPLE COMPUTATION
(Pag-IBIG Financing)

Downpayment: Php118,075
Less: Reservation fee: Php5,000
Balance of down payment after reservation fee: Php113,075 payable in 12 months at Php7,068 per month.

Loanable amount: Php666,925
Monthly amortization:
if 15 years to pay: Php5,810 per month
if 20 years to pay: Php4,972 per month
if 30 years to pay: Php4,215 per month

Note:
Sample computation only. Price and payment plans may change without prior notice.

Living area

bedroom 2

3. Angeli Townhouses

Features:

• Floor Area: 42 sqm.
• Min. Lot Area: 54 sqm.
• 1 Living Area
• 1 Dining and Kitchen
• 1 Toilet and Bath
• Provision for 3 Bedroom
• Provision for Carport
• Provision for Service Area

SAMPLE COMPUTATION
(Pag-IBIG Financing)

Downpayment: Php151,500
Less: Reservation fee: Php5,000
Balance of down payment after reservation fee: Php146,500 payable in 16 months at Php9,156 per month.

Loanable amount: Php858,500
Monthly amortization:
if 15 years to pay: Php7,478 per month
if 20 years to pay: Php6,401 per month
if 30 years to pay: Php5,426 per month

Note:
Sample computation only for minimum wagers. Price and payment plans may change without prior notice.

Townhouses

dining area

 

And here are my lucky buyers who grab the opportunity to own a house at a very affordable price! Congratulations!

The clock is ticking, are you going to wait for a lifetime before you decide, or are you going to grab this Opportunity!

For more information:

• Like and message to  facebook page:  Affordable Homes at Bahay Ni Bunting

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The Happy Tandem

 

 

 

Masaito Homes – Trece Martirez

When I first visited Masaito Homes in Trece Martirez last June 2016,  it was just a vast piece of land, no model houses yet and the monthly amortization was just P1,900 for the rowhouse and P3,000 for Fresca House model.

MASAITO HOMES TRECE is a 28 hectares conceptualized features of Mediterranean Hispanic Inspired Architectural. Today, many ornate homes that combine elements from any of those countries are called Mediterranean (or Neo-Mediterranean) because of the composite of cultural influences from that region. Houses may feature terraces or courtyards, stucco finishes, porticoes, balconies or any number of elements inspired by houses on the Mediterranean.

 Key Establishments

Commercial: Trece Public Market, Tower Mall Trece, Jollibee, Puregold, Waltermart, Metrobank, Landbank of the Philippines.

Institutional: Provincial Capitol, BIR, Philhealth, TESDA, Gen Emilio Aguinaldo Hospital, Korean Philippines Hospital, M.V Santiago Medical Center.

Educational: New Generation International School, Saint Jude School and Church, Trece Martires National High School Sch., Trece Martires Elem School, Colegio de Santa Rosa, Notre Dome of Don Bosco.

Industrial Zone: Cavite Export Processing Zone (CEPZ)

Now, after just 2 years, monthly amortization have increased by more than 30%, imagine if you have invested in 2016, that is almost double your money by 2018. Real Estate investment is a “no loss” investment, a legacy that you will leave for your family.

This coming Saturday, I might come and join the site viewing at Masaito Homes – Trece Martirez, it is just a stone’s throw away from SM Trece, so if you  want to come with me.

Leave a comment or send a message at bahaynibunting!!

There will be Cash Incentives and Giveaways plus freebies for all!

Invest now before Price Increase on August 1,2018!

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